It’s certainly no secret that a major change in the workforce culture is underway.  During the Clinton administration and the prosperous 1990s, the Federal Government sounded alarms that the Baby Boom generation, in possession of pension plan market value that exceeded all expectations, would be retiring in droves, leaving both the public and private sectors with a massive human resources shortage.  But Boomer dreams of sipping mojitos on tropical isles temporarily disappeared when the market tanked to start the new millennium. Fast-forward to 2007, and Boomers are just beginning to stick their toes into retirement waters. 

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